|
执行日期：2008年12月23日
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贷款
年限
|
住房公积金贷款
|
商业银行贷款
（基准利率）
|
对比住房公积金贷款1万元利息差
|
商业银行贷款(下浮15%)
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对比住房公积金贷款1万元利息差
|
|
年利率 %
|
月利率 ‰
|
月还款额
|
年利率 %
|
月利率 ‰
|
月还款额
|
年利率 %
|
月利率 ‰
|
月还款额
|
|
2
|
3.33
|
2.775
|
431.28
|
5.4
|
4.5
|
440.51
|
221.62
|
4.59
|
3.825
|
436.88
|
134.56
|
|
3
|
3.33
|
2.775
|
292.27
|
5.4
|
4.5
|
301.51
|
332.62
|
4.59
|
3.825
|
297.88
|
201.71
|
|
4
|
3.33
|
2.775
|
222.81
|
5.76
|
4.8
|
233.76
|
525.44
|
4.896
|
4.08
|
229.83
|
336.83
|
|
5
|
3.33
|
2.775
|
181.16
|
5.76
|
4.8
|
192.22
|
663.41
|
4.896
|
4.08
|
188.24
|
424.75
|
|
6
|
3.87
|
3.225
|
155.87
|
5.94
|
4.95
|
165.45
|
690.16
|
5.049
|
4.2075
|
161.28
|
389.99
|
|
7
|
3.87
|
3.225
|
136.10
|
5.94
|
4.95
|
145.80
|
815.44
|
5.049
|
4.2075
|
141.57
|
460.23
|
|
8
|
3.87
|
3.225
|
121.29
|
5.94
|
4.95
|
131.13
|
944.01
|
5.049
|
4.2075
|
126.84
|
532.19
|
|
9
|
3.87
|
3.225
|
109.80
|
5.94
|
4.95
|
119.77
|
1075.84
|
5.049
|
4.2075
|
115.41
|
605.85
|
|
10
|
3.87
|
3.225
|
100.63
|
5.94
|
4.95
|
110.72
|
1210.92
|
5.049
|
4.2075
|
106.31
|
681.21
|
|
11
|
3.87
|
3.225
|
93.15
|
5.94
|
4.95
|
103.37
|
1349.20
|
5.049
|
4.2075
|
98.89
|
758.24
|
|
12
|
3.87
|
3.225
|
86.93
|
5.94
|
4.95
|
97.28
|
1490.66
|
5.049
|
4.2075
|
92.74
|
836.94
|
|
13
|
3.87
|
3.225
|
81.68
|
5.94
|
4.95
|
92.16
|
1635.26
|
5.049
|
4.2075
|
87.56
|
917.28
|
|
14
|
3.87
|
3.225
|
77.20
|
5.94
|
4.95
|
87.81
|
1782.96
|
5.049
|
4.2075
|
83.14
|
999.26
|
|
15
|
3.87
|
3.225
|
73.32
|
5.94
|
4.95
|
84.07
|
1933.71
|
5.049
|
4.2075
|
79.34
|
1082.85
|
|
16
|
3.87
|
3.225
|
69.95
|
5.94
|
4.95
|
80.82
|
2087.48
|
5.049
|
4.2075
|
76.03
|
1168.04
|
|
17
|
3.87
|
3.225
|
66.98
|
5.94
|
4.95
|
77.98
|
2244.22
|
5.049
|
4.2075
|
73.13
|
1254.80
|
|
18
|
3.87
|
3.225
|
64.36
|
5.94
|
4.95
|
75.48
|
2403.87
|
5.049
|
4.2075
|
70.57
|
1343.11
|
|
19
|
3.87
|
3.225
|
62.02
|
5.94
|
4.95
|
73.27
|
2566.39
|
5.049
|
4.2075
|
68.30
|
1432.96
|
|
20
|
3.87
|
3.225
|
59.92
|
5.94
|
4.95
|
71.30
|
2731.72
|
5.049
|
4.2075
|
66.27
|
1524.32
|
|
